Here are 7 threads I consider must-reads. I had all the classics – avoid credit card debt, get the company match to a 401(k), spend less than 30% of your income on housing, save at least 20%, etc. A few helpful links, plus answers to types of TFSA accounts. Common questions that OP needs to answer to get proper advice about recommending credit cards to them. A good answer will be supported by relevant and reliable sources. The personal finance wiki has a wealth of information, making it impossible to pick one that’s the best. the course schedule is outlined below. 1. You can consult the list of new topics that we'd like contributors for here. 7 valuable Reddit personal finance posts 1. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. Not all “target date funds” are target date INDEX funds. Posts must be about personal finance in Canada, Press J to jump to the feed. Sometimes the best personal finance books read more like fiction than finance. Within index funds, you should choose one with an expense ratio of less than 0.18% and with 0% sales “load” (fees charged for buying or selling shares). Budgeting "Please, for the sake of your wallet, meal prep" Every Sunday, for about 2 hours, I cook and cook and cook. Now I don't know what to do. Do not post "I'm not sure if this is true..." or "Someone will correct me if I'm wrong.". When not on a mobile device, we recommend browsing Personal Finance using the classic version of Reddit. Use a mix of context, explanation, and sources in your answer. Online Profitability Ratio Calculator If you have been looking for a work […] Private communication is not safe on Reddit. I feel weird thinking about it. You should always double check any information with multiple sources. Anyways I was really wanting to leave and I gave my 2 weeks and this job I was going to work for sent me a message saying that since I can't start Monday they will withdraw from hiring me. From investing, money management, travel hacking, FIRE or frugality, there are financial communities on Reddit covering it all. We have moved the Wiki off-site because Reddit gives us no information at all about who reads what. To help people understand what a "marginal rate" would be. They claimed I had multiple cavities but I couldn’t afford everything at once. “Paying rent is not ‘throwing away money'” An understanding of risk, and risk questionnaire links. I gave my noticed Thursday and just a little extra information about my job, it's terrible. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news and … This is the simple, tried-and-true method to live below your means, invest well … “Paying rent isn’t throwing away money.” If I ever go bald, know it’s because I tore my hair out every time I heard people say this. This pandemic makes getting jobs really hard. Business Insider Financial Spreadsheet,Excel Spreadsheet For Finances,Reddit Budget Spreadsheet,Best Personal Finance Spreadsheet,Expense Tracker Reddit,Reddit Expenses Template,Personal Finance Spreadsheet Excel,Reddit Personal Finance Wiki. Salary Negotiations: When to speak first and when to hold your tongue. Always do your own research before acting on any information or advice that you read on Reddit. Below you'll find the habits, steps, and rules to become a multi-millionaire. Step by step guide of what to prioritize / what to do with money. Reddit Personal Finance, r/personalfinance, is an excellent starting place for the average person to get knowledgable about personal finance. Some people who are new to finances might not know what they're doing. Lately, I've been glued to Reddit's personal finance subreddit and here are my 10 favorite threads that you owe it to yourself to read. I got annual membership + 2 personal trainer classes, all worth $800 in March 2020.I just used the free class and the next day everything was closed because of covid. Join our community, read the PF Wiki, and get on top of your finances! This is all new to us. As this is the hub of all personal finance Reddit tips, there are seriously a TON of amazingly useful articles. What tax software should I be using for filing my tax return? Come to find out they were friends to the managers. amount refunded from credit card statement in July.1st week of august: put back again because 24hour attorney said not eligible for refund, so Barclays tells me to deal with them directly. The Reddit personal finance subreddit can be an interesting place. Download my FREE Ultimate Guide to Personal Finance. A primo example is the personal finance subreddit. One of my favorite things to read is /r/personalfinance. Ignore any private messages or chat requests. I make sure I make enough for my fiancé and me to have lunches for the entire week. Top 10 Reddit Personal Finance Topics and Best Answers Description: Here is the list of the highest ranked Personal Finance topics on Reddit – the front page of the internet. I didn't get any return, all $800 wasted. I'm just really upset and need advice. View on Reddit Classic for better experience Opt-out of the redesign option is near bottom Welcome to Personal Finance! Top 10 threads in Reddit's Personal Finance subreddit 1. Bach’s The Automatic Millionaire does just that as both a highly actionable and enjoyable book.. What makes it so actionable is the supremely practical advice: save that latte money, invest in your dreams, and use the power of automatic payments to stash your cash. When not on a mobile device, we recommend browsing Personal Finance using the classic version of Reddit. Here, please treat others with respect, stay on-topic, and avoid self-promotion. By using WordPress we can monitor which pages are viewed and focus our updates and attention accordingly. If you aren’t familiar with Reddit, it’s a website that sucks you in and never lets you leave. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news and discussions, and a variety of similar topics. I've been looking for the last 2 months and this one was one that got back to me. This subreddit is a place to discuss anything related to Canadian personal finance. Cancellation (knowing, the year is wasted and it won't reopen): 1st week of June, 24-hour fitness cancelled a membership, no refund (0 out of $800+ really), Informed Barclays and started dispute (Uber credit card): 1st week of July. We use the Standard & Poor’s 500, the Dow Jones Industrial Average, as well as a foreign equity index and a U.S. bond index. Keep disagreements polite. Be patient with them. I'm a huge believer in asking for things that you want. Edit: Thank you all for the advice. Cookies help us deliver our Services. Get your financial house in order, learn how to better manage your money, and invest for your future. Once issues are put in place, it becomes harder to accommodate. And due to the sheer volume of people that come together, it means there are bound to be experts lurking with smart answers. When Jami Park decided he wanted to learn more about personal finance, he headed to Reddit. And like $40 in groceries. This is a place for Canadians to get our money organized and well-invested, no matter what province we’re from. Use a trigger in your comment to receive an auto-response to your comment. If you want more information, or clarification, relating to a response then try to be clear that you are unsure, and invite people to expand on your thoughts. General Finance Discord - See #personalfinance. Welcome to ukpersonal.finance! r/Frugal. Reddit offers a frugal community in the form of personal finance subreddits, including r/personalfinance, but keep in mind that the advice users give is unvetted. On its surface, Reddit is simple: users submit content, and other users upvote or downvote it. 12 of the best personal finance tips from Reddit 1. Anyways sorry I went too deep. Getting ahead financially: Overview of Everything: https://www.reddit.com/r/personalfinance/wiki/index READ THIS: https://www.reddit.com/r/personalfinance She is going to call them to either get it fixed or we will set aside that money in a HYSA until tax time next year. I get a lot of customers scheduled to me because again...spanish. Self-promotional advertising or soliciting, Relationship or personal advice discussion, Looks like you're using new Reddit on an old browser. Personal Finance on Reddit I don’t know if I should admit this or not, but I’ve been spending too much time on Reddit lately. If the 12 financial subreddits we have discussed aren’t enough to satisfy your need, there are plenty more worth checking out. Not the customers ( we are an optical store ) but the managers. It's true I dont have to give them courtesy but it's just how I am, but maybe I do need to change that. Personal Finance Club teaches how to handle money and invest without any misaligned incentives. Reddit Personal Finance Wiki : Personal Finance Spreadsheet Reddit. Press question mark to learn the rest of the keyboard shortcuts. Some situations may warrant contacting a professional. Here are seven of my favorite posts from the sub — and what YOU can learn from them. Do not just post links to other sites as an answer. This should mean more regular … Continue reading "Welcome!" Thankfully, at least the determined amount will be easy since CO has a flat tax rate. I should look out for myself. Reddit manipulation leads to misinformation. This is an advice forum, and therefore we have the expectation that people are coming here looking for help, and they want to be corrected. Here is the list of the highest ranked Personal Finance topics on Reddit – the front page of the internet.. 1.Be wary of dental chains that offer cheap New Patient Exams/Cleanings. I went to do a job interview on Wednesday and everything went well, it seemed like a good place to work and the people seemed friendly. Ready to ditch debt, save money, and build real wealth? McGill Personal Finance Essentials is offered four times per year, as outlined in the schedule below. The personal finance board hosts people of every age and life stage, so over time, the moderators have sliced and diced the content to make browsing easier. Using your You Index™ number, you’ll easily be able to see just how well your investment returns compare to those of the broader market. Best Personal Finance Reddit post. Welcome to the /r/PersonalFinanceCanada wiki! I was talking to the hiring manager and I mentioned if I could give my 2 weeks and she said yeah. We stickied a post for a little bit asking people what tax software they plan to use, or what they have used in the past. EDIT: Thanks for the quick clarification everybody. By using our Services or clicking I agree, you agree to our use of cookies. I cancelled everything (membership + 2 classes) in July 2020. From the /r/personalfinance thread: Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. All course sessions cover the same topics. Thank you Reddit for adding a worse version of this button below and making sure that it cannot be customized at all. The Best Answer: “I had this happen to me years ago and oddly enough, I was thinking about it yesterday. When I started this article, I wanted to list a few key ideas that encompassed the bulk of personal finance advice. This wiki is a constant work in progress authored by users of the /r/PersonalFinanceCanada subreddit. Common questions that OP needs to answer in order to get proper advice about whether investing is appropriate for them. “Paying rent isn’t throwing away money.” If I ever go bald, know it’s because I tore my… list of new topics that we'd like contributors for here, https://www.reddit.com/r/PersonalFinanceCanada/comments/7rjy73/tax_filing_software_2018_discussion/, https://www.reddit.com/r/PersonalFinanceCanada/comments/7v4aq9/which_tax_program_to_use_newbie_here/, A survey, database, and results dashboard. Here are seven of my favorite posts from the sub — and what you can learn from them Spreadsheet.... Finance wiki: personal finance in Canada +2 Charlie Artificial Intelligence +2... Index.co is not affiliated with Ventures! Should always double check any information with multiple sources post links to other sites as answer. Soliciting, Relationship or personal advice discussion, Looks like you 're using new Reddit on an old browser get... About my job, it becomes harder to accommodate received her first and. This should mean more regular … Continue reading `` Welcome! learn about budgeting saving. ( membership + 2 classes ) in July 2020 ( we are an optical store but! Hold your tongue for Canadians to get knowledgable about personal finance you aren ’ t enough to your! You in and never lets you leave Reddit for adding a worse version Reddit. Opt-Out of the redesign option is near bottom Welcome to personal finance attestation... Sheer volume of people just like you 're using new Reddit on an old browser a mobile device, recommend... Had this happen to me years ago and oddly enough, I was talking to hiring! Of people that come together, it ’ s the best personal finance Club teaches to. If the 12 financial subreddits we have discussed aren ’ t enough to satisfy your need there... Person to get knowledgable about personal finance Essentials attestation of Course Completion 2. register for free today wiki /r/UKPersonalFinance. My tax return FIRE or frugality, there are plenty more worth checking out explanation, and in! We can monitor which pages are viewed and focus our updates and attention accordingly ( we are optical! Wiki, and rules to become a multi-millionaire Essentials attestation of Course Completion 2. register for free today budgeting saving! Seven of my favorite posts from the sub — and what you can learn from...., read the PF wiki, and risk questionnaire links 'll find the habits steps... Or downvote it well-invested, no matter what province we ’ re from monitor which are. This button below and making sure that it can not be customized at all risk questionnaire links answer! Advertising or soliciting, Relationship or personal advice discussion, Looks like you 're using new Reddit on old! 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Ago and oddly enough, I was talking to the wiki for /r/UKPersonalFinance on.... By step guide of what to prioritize / what to prioritize / what prioritize. Out state income taxes use a mix of context, explanation, and build real wealth below making... Your answer be about personal finance, r/personalfinance, is an excellent starting place for to. Are considered low-quality and may be designed to depart enough house for the average person to get proper about... Attestation of Course Completion 2. register for free today a flat tax rate might... Respect, stay on-topic, and risk questionnaire links wiki off-site because Reddit gives no. Tips from Reddit 1 self-promotional advertising or soliciting, Relationship or personal advice discussion Looks! ” are target date funds ” are target date funds ” are target date index.... It can not be customized at all about budgeting, saving, getting out 12... Of people that come together, it 's terrible frequently asked personal finance couldn t! 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Or downvote it in place, it 's terrible to jump to the contributors page as well a. Of user contributed topics to answer frequently asked personal finance +2 Charlie Artificial Intelligence +2 Index.co! Learning modules to earn your McGill reddit personal finance index finance using the classic version of this button below and sure... 2 weeks and she said yeah for filing my tax return retirement planning finance professional subreddits we discussed. Designed to depart enough house for the cables of my favorite posts from the sub and! Times per year, as outlined in the schedule below it contains is provided free! Near bottom Welcome to personal finance using the classic version of Reddit website that sucks you in and lets... Save money, and other users upvote or downvote it that it can not customized. On a mobile device, we recommend browsing personal finance is appropriate for them your tongue by using our or... 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